Swiss Bankers Becomes First Global Prepaid Customer on MasterCard IPS Processing Platform

December 18, 2008

Secure and Reliable MasterCard Prepaid Solutions Continue to Drive Sector's Innovation and Success

PURCHASE, N.Y., and ZURICH, Switzerland, Dec. 18 /PRNewswire-FirstCall/ -- MasterCard Worldwide today announced that Swiss Bankers Prepaid Services Ltd. will become the first financial institution to take advantage of the global prepaid transaction processing capabilities of MasterCard Integrated Processing Solutions (IPS), the debit and prepaid processing platform introduced earlier this year.

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MasterCard IPS delivers a world-class processing infrastructure with scalability, reliability and security, as well as flexible and rich functionality. The IPS platform also delivers operational efficiencies through integrated exception and fraud management automation tools.

"MasterCard IPS provides a great platform that will enable us to continue to grow our business and provide cardholders with safe and convenient access to funds anywhere in the world," said Thomas Beck , Managing Director, Swiss Bankers Prepaid Services Ltd. "Our Travel Cash Maestro card is used in more than 120 countries in multiple currencies where every transaction must be processed flawlessly. This platform gives us and our cardholders the confidence when making purchases with a MasterCard-branded product while traveling abroad. It also gives us the flexibility to offer them additional services, while making our internal processes more efficient," added Beck.

Through a single connection, MasterCard IPS seamlessly integrates market-proven software into the MasterCard Worldwide network, enabling financial institutions to expand their portfolios across business channels with minimal infrastructure investment and quick and efficient administration. Swiss Bankers Prepaid Services is the second financial institution to implement MasterCard IPS after Security Service Federal Credit Union, the 10th largest credit union in the United States with more than $4.6 billion in assets. MasterCard now provides Security Service FCU with brand-exclusive debit network solutions and issuer processing in the United States.

"Through our complete service offering -- from the functionality of our product platform to the reliability and security offered by IPS -- our financial institution customers can access a broad range of differentiated solutions to maximize efficiencies and drive their businesses forward," said Gary Flood , President, Products & Services, MasterCard Worldwide. "MasterCard IPS provides a critical advantage to our customers around the world by enabling them to take advantage of the tremendous opportunities that debit and prepaid offer."

MasterCard continues to drive the shift toward electronic payments and enable financial institutions to leverage opportunities around the world by offering product solutions, advisory services and world-class payment transaction processing. Prepaid is now one of the fastest-growing payment card categories with more than $680 billion in global volume expected by 2015, according to a 2008 Boston Consulting Group study commissioned by MasterCard.

"MasterCard is focused on leveraging the strength of our global network, processing capabilities, strong partnerships and product development platform to drive business results for our issuers and partners around the world," said Bruno Baugnies, Senior Vice President, Global Technology and Operations, MasterCard Europe. "We are pleased to work with Swiss Bankers to implement the first prepaid solution with IPS. This agreement builds on our strong partnership with Swiss Bankers and underscores our commitment to deliver the full suite of products and services our customers need to succeed."

The first global prepaid agreement for IPS continues the advances MasterCard has made in the prepaid sector. As a global leader in prepaid, MasterCard develops innovative product propositions that capitalize on opportunities to create a competitive advantage. In 2008, MasterCard continued to deliver solutions for a broad range of industries around the world with a focus on public sector, corporate and consumer reloadable programs.

MasterCard IPS this year was named to the "InfoWorld 100," an honor given by InfoWorld's editorial staff honoring the 100 companies that make the best use of technology to enhance their business. The awards acknowledge information technology projects that use technology in smart, innovative and creative ways to meet business and technical objectives.

About MasterCard Worldwide

MasterCard Worldwide advances global commerce by providing a critical economic link among financial institutions, businesses, cardholders and merchants worldwide. As a franchisor, processor and advisor, MasterCard develops and markets payment solutions, processes more than 18 billion transactions each year, and provides industry-leading analysis and consulting services to financial institution customers and merchants. Through its family of brands, including MasterCard(R), Maestro(R) and Cirrus(R), MasterCard serves consumers and businesses in more than 210 countries and territories. For more information go to www.mastercard.com

About Swiss Bankers Prepaid Services, Ltd.

Swiss Bankers Travelers Cheque Center was founded in 1975 by a number of banks. Today, the successful company has a new legal entity. The former ordinary partnership has been dissolved to make room for a joint stock company known as Swiss Bankers Prepaid Services Ltd. Under the new company name, the business is to further develop its strong market position in the area of prepaid modes of payment.

Forward-Looking Statements

Statements in this press release which are not historical facts, including statements about MasterCard's plans, strategies, beliefs and expectations, are forward-looking and subject to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements speak only as of the date they are made. Accordingly, except for the company's ongoing obligations under the United States federal securities laws, the company does not intend to update or otherwise revise the forward-looking information to reflect actual results of operations, changes in general economic or industry conditions, changes in financial condition, changes in estimates, expectations or assumptions or other circumstances arising and/or existing since the preparation of this press release or to reflect the occurrence of any unanticipated events. Such forward-looking statements include, without limitation:

    --  the ability of MasterCard IPS to enable financial institutions to
        expand their portfolios across business channels with minimal
        infrastructure investment and quick and efficient administration;
    --  the ability of MasterCard IPS to allow financial institution customers
        access to a broad range of differentiated solutions to maximize
        efficiencies and drive their businesses forward;
    --  prepaid remaining one of the fastest-growing payment card categories;
    --  the ability to leverage the strength of MasterCard's global network,
        processing capabilities, strong partnerships and product development
        platform to drive business results for issuers and partners around the
        world; and
    --  the ability for MasterCard to continue to be a global leader in
        prepaid by developing innovative product solutions.

Actual results may differ materially from such forward-looking statements for a number of reasons, including those set forth in the company's filings with the Securities and Exchange Commission (SEC), including the company's Annual Report on Form 10-K for the year ended December 31, 2007, the Company's Quarterly Reports on Form 10-Q and Current Reports on Form 8-K that have been filed with the SEC during 2008, as well as reasons including difficulties, delays or the inability of the company to achieve its strategic initiatives set forth above. Factors other than those listed above could also cause the company's results to differ materially from expected results.

SOURCE MasterCard Worldwide

CONTACT: Naya Larsson, MasterCard Worldwide, +1-914-249-3916,
naya_larsson@mastercard.com; or Bernhard Mors, MasterCard Europe,
+32-498-58-50-57, bernhard_mors@mastercard.com/